The $700 or 30%-of-Income Payday Cap
Understand exactly how Washington’s dual $700-or-30%-of-income borrowing cap is calculated.
Knowledge Base
Loan Guides for Seattle, WA
Clear, sourced answers on borrowing in Washington — state rules, real costs, and safer alternatives.
Everything here is written for Seattle residents and checked against official Washington sources. Use the topics below to find loan laws, worked cost examples, and alternatives to high-cost borrowing.