Washington Payday Loan Fees: 15% and 10%
A breakdown of Washington’s tiered payday loan fees and what they cost in real dollars.
Knowledge Base
Clear, sourced answers on borrowing in Washington — state rules, real costs, and safer alternatives.
Everything here is written for Seattle residents and checked against official Washington sources. Use the topics below to find loan laws, worked cost examples, and alternatives to high-cost borrowing.
A breakdown of Washington’s tiered payday loan fees and what they cost in real dollars.